We’re willing to work with everyone. We don’t automatically say no based on credit. Your credit helps determine your down payment, but it does not disqualify you from getting started.

• We also work with Social Security
• ITIN numbers are accepted

Down payments vary based on credit and overall financial profile. They can range anywhere from 0% to 35% down. Our goal is to find an option that works best for your situation.

After your loan closes, installation typically begins within about one week.

• Single wide homes: usually take 7–10 days
• Double wide homes: typically take about 2 weeks

Timelines can vary slightly based on site conditions, but our team works efficiently to get you moved in as quickly as possible.

Yes! Big J Mobile Homes includes the essential setup items so there are no surprises. This includes:

• Air conditioning
• Skirting
• Pad
• Front and back door steps

Our goal is to make the process smooth, simple, and stress-free from start to finish.

Yes, we do! Our land and home packages are designed to make the process easier by bundling everything together.

Your package includes the essential utilities and setup needed to make your home move-in ready, including:

• Septic system
• Water well
• Electricity

This option is great for buyers who want a more streamlined experience without having to coordinate multiple contractors on their own.

Yes, we do! Availability is limited, as used homes tend to sell quickly, but we do have options from time to time.

Yes! Our used mobile homes include a 60-day Habitability warranty, giving you added peace of mind after your purchase.